Inland marine travel insurance coverage shall:

1. (a) Conform to the policy cancellation requirements of RSA 402-L:7, III(c) and RSA 417-B;
2. (b) Provide valuation of lost or damaged personal or business personal property on either an actual cash value basis or based on the cost to repair or replace the property;
3. (c) For inland marine travel insurance policies that include coverage for lost or damaged personal or business property, provide a minimum coverage limit for such lost or damaged property of at least $500;
4. (d) For inland marine travel insurance policies that include coverage for sickness and accident medical care, accidental death and dismemberment, and disability, provide such coverage with limits not exceeding $50,000 in aggregate, exclusive of the costs of any medical transportation necessary to address sickness or accident medical care;

5. (e) For inland marine travel insurance policies that include trip cancellation or trip interruption benefits, provide reimbursement up to the coverage limit of the policy for the lesser of:

   1. (1) The actual cost of the insured fare; or
   2. (2) The actual loss incurred by the policyholder or covered individual, inclusive of any refunds received or credits toward future travel; and
6. (f) Provide to the consumer access to a toll-free telephone number, staffed by the insurer 7 days a week, 24 hours a day, and prominently display this toll-free number in the policy.

Source. #10681, eff 11-3-14; ss by #13989, eff 5-29-24