For the purposes of this part:

1. (a) “Accident" means any unforeseen or unplanned event or circumstance that results in injury and associated financial loss. The term includes “accidental;”
2. (b) “Covered person” means an individual that is covered under an individual accident and health travel insurance policy. The term includes “covered individual;”
3. (c) “Description of coverage” means a document that provides a brief description of the insurance coverage available under the policy and is issued to an individual covered under an individual accident and health travel insurance policy;
4. (d) "Individual accident and health travel insurance" means coverage providing for a loss incurred incidental to planned travel away from home or business, for less than 12 months in duration, for sickness, accident, disability, or death occurring during travel. Individual accident and health travel insurance does not include personal inland marine travel insurance coverage except as permitted in this part;
5. (e) “Personal inland marine travel insurance” means coverage as defined in Ins 4703.03(c);
6. (f) “Policyholder” means the individual in whose name the policy is issued and held; and
7. (g) "Sickness" means any affliction of the body which deprives it temporarily of the power to fulfill its usual functions.

Source. #10681, eff 11-3-14; ss by #13989, eff 5-29-24