(a) A carrier offering health coverage in the individual market:
- (1) Shall make all of its individual health plans available for purchase;
- (2) Shall not make available or offer any coverage that has been discontinued in accordance with RSA 420-G:6, VI or VII; and
- (3) May limit health coverage offered to individuals based on health status only to the extent allowed under federal law.
(b) Carriers shall vary rates for health coverage in the individual market by using only the following allowable case characteristics:
- (1) The attained ages of the covered individual and any covered dependents;
- (2) The tier category or the number of covered individuals; and
- (3) The smoking status of the covered individuals
- (c) Rating factors based on attained age and smoking status shall be guaranteed for a 12 month rating period.
Source. #9690, eff 4-9-10; ss by #9938, eff 6-10-11; ss by #10212, eff 11-1-12 (from Ins 4103.04); ss by #12799, eff 6-10-19