(a) A long-term care insurance shopper’s guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the commissioner, shall be provided to all prospective applicants of a long-term care insurance policy or certificate.
- (1) In the case of producer solicitations, a producer shall deliver the shopper’s guide prior to the presentation of an application or enrollment form; and
- (2) In the case of direct response solicitations, the shopper's guide shall be presented in conjunction with any application or enrollment form.
- (b) Life insurance policies or riders containing accelerated long-term care benefits are not required to furnish the above-referenced guide, but shall furnish the policy summary required under RSA 415-D:8, VII.
Source. #10154, eff 6-25-12; ss by #13400, eff 6-22-22