1. A special deposit must serve at least one permissible purpose stated in the account agreement from the time the special deposit is created in the account agreement until termination of the special deposit.

2. If, before termination of the special deposit, the bank or credit union or a court determines the special deposit no longer satisfies subsection 1, sections 6-08.6-07 through 6-08.6-10 cease to apply to any funds deposited in the special deposit after the special deposit ceases to satisfy subsection 1.

3. If, before termination of a special deposit, the bank or credit union determines the special deposit no longer satisfies subsection 1, the bank or credit union may take action the bank or credit union believes is necessary under the circumstances, including terminating the special deposit.