N.D. Cent. Code ch. 26.1-45 – Long-Term Care Insurance | Midpage

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North Dakota Century Code

Chapter 26.1-45

N.D. Cent. Code ch. 26.1-45

Long-Term Care Insurance

26.1-45-01Definitions 26.1-45-02Group long-term care insurance - Association requirements - Approval 26.1-45-03Limits of group long-term care insurance 26.1-45-04Disclosure and standards for long-term care insurance 26.1-45-04.1Adoption of long-term care benefits comparison guides by commissioner 26.1-45-05Cancellation - Nonrenewal - Termination 26.1-45-05.1Incontestability and rescission of long-term care insurance policy or certificate 26.1-45-05.2Nursing home policy - Guaranteed renewable for life - Limitation on pre-existing conditions 26.1-45-06Pre-existing conditions 26.1-45-07Prior institutionalization requirement prohibited 26.1-45-07.1Defined term requirements - Claim payments 26.1-45-08Loss ratio standards 26.1-45-09Right to return policy - Outline of coverage required - Contents of certificate - Summary of policy provisions - Report of benefits status 26.1-45-10Application 26.1-45-11Rulemaking authority 26.1-45-12Penalties 26.1-45-13Qualified service providers 26.1-45-14Nonforfeiture benefits