N.D. Cent. Code § 26.1-39-09 (2025)
26.1-39-09. Nonstandard fire policy.
The commissioner may approve for use in this state a form of policy which does not correspond to the standard policy as provided by section 26.1-39-06; provided, that the coverage of the approved policy form with respect to the peril of fire may not be less than that contained in the standard policy.