N.D. Cent. Code § 26.1-39-08 (2025)
26.1-39-08. Construction of standard fire policy.
The standard policy is a valued policy as defined under section 26.1-30-03. An insurance policy in the form prescribed by section 26.1-39-06 is subject to the rules of construction as to its effect or the waiver of any of its provisions which would apply if the form had not been prescribed.