Each line of insurance is defined to include the following products:

1. Life and annuity includes:

Annuity/institutional investment	Equity/interest indexed annuity
Credit life	Equity/interest indexed universal life
Deferred annuity	Structured settlement annuity
Endowment	Term life
Guaranteed investment	Universal life
contract/pension plan	Whole life
Immediate annuity

and similar products relating to life and annuity matters.

2. Accident and health includes:

Accident	Hospital indemnity
Accidental death	Hospital and surgical
Accidental death and dismemberment	Intensive care
Cancer	Involuntary unemployment
Civilian health and medical program	Long-term care
of the uniformed services	Major medical

supplement	Managed care/excess loss
Credit disability	Medical expense
Critical illness	Medicare supplement
Dental	Nursing home
Disability income	Organ and tissue transplant
Excess loss	Prescription drug
Family leave	Specified disease
Human immunodeficiency virus indemnity	Sickness
Home health care	Stop-loss medical
	Surgical expense
	Vision

and similar products relating to accident and health matters.

3. Property includes:

Aircraft cargo	Earthquake
Aircraft hull	Extended coverages
Allied lines	Fire
Auto commercial physical damage	Fire and allied lines
Auto private passenger physical damage	Flood
Baggage	Force placed
Boiler and machinery	Glass
Burglary and robbery	Lenders collateral
Business income	Livestock
Cargo	Money and securities
Commercial inland marine	Marine cargo
Commercial multi-peril	Marine hull
Commercial property	Mortgage guarantee
Credit	Multi-peril crop
Credit card	Ocean marine
Credit property	Personal floater
Crime	Personal inland marine
Crop	Pet
Crop hail	Rain
Crop supplements	Theft
Difference in conditions	Vandalism
Dwelling	Vendors single interest

and similar products relating to property matters.

4. Casualty includes:

Aircraft liability	Medical malpractice
Asbestos abatement	Mechanical breakdown
Auto commercial liability	Personal excess liability
Auto private passenger liability	Personal umbrella liability
Auto warranty contract	Personal liability
Bail bonds	Pollution liability
Bonds	Premises and operations
Commercial excess liability	Prepaid legal service
Commercial general liability	Product liability
Commercial umbrella liability	Product recall
Contractual liability	Products and completed operations
Directors and officers	Professional liability

Design professional Employers liability Environmental impairment Errors and omissions Fidelity bonds Fidelity insurance Home warranty Legal expense Legal malpractice Liquor and dram shop liability

Owners and contractors Railroad protective Ransom and extortion Stop gap Stop-loss liability Surety Title Vehicle service contracts Workers' compensation

and similar products relating to casualty matters.

5. Variable life and annuity includes:

Variable deferred annuity Variable immediate annuity Variable group annuity/pension plan Variable life

and similar products relating to variable life and annuity matters.

History: Effective January 1, 2000; amended effective October 1, 2019.

General Authority: NDCC 28-32-02

Law Implemented: NDCC 26.1-05-02.1