N.D. Admin. Code ch. 45-06-05.1 – Long-Term Care Insurance Model Regulation | Midpage

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North Dakota Administrative Code

Chapter 45-06-05.1

N.D. Admin. Code ch. 45-06-05.1

Long-Term Care Insurance Model Regulation

Insurance, Commissioner of

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45-06-05.1-01Applicability and Scope 45-06-05.1-02Definitions 45-06-05.1-03Policy Definitions 45-06-05.1-04Policy Practices and Provisions 45-06-05.1-05Unintentional Lapse 45-06-05.1-06Required Disclosure Provisions 45-06-05.1-07Required Disclosure of Rating Practices to Consumers 45-06-05.1-08Initial Filing Requirements 45-06-05.1-08.1Initial Filing Requirements for Policies Issued After March 1, 2020 45-06-05.1-09Prohibition Against Post-Claims Underwriting 45-06-05.1-10Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies 45-06-05.1-11Requirement to Offer Inflation Protection 45-06-05.1-12Requirements for Application Forms and Replacement Coverage 45-06-05.1-13Reporting Requirements 45-06-05.1-14Licensing 45-06-05.1-15Discretionary Powers of Commissioner 45-06-05.1-16Reserve Standards 45-06-05.1-17Life Insurance Long-Term Care Benefits 45-06-05.1-18Premium Rate Schedule Increases 45-06-05.1-19Filing Requirement 45-06-05.1-20Filing Requirements for Advertising 45-06-05.1-21Standards for Marketing 45-06-05.1-22Suitability 45-06-05.1-23Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates 45-06-05.1-24Nonforfeiture Benefit Requirement 45-06-05.1-25Standards for Benefit Triggers 45-06-05.1-26Additional Standards for Benefit Triggers for Qualified Long-Term Care Insurance Contracts 45-06-05.1-27Standard Format Outline of Coverage 45-06-05.1-28Requirement to Deliver Shopper's Guide 45-06-05.1-29Penalties