1. In recommending the purchase or replacement of any Medicare supplement policy or certificate an agent shall make reasonable efforts to determine the appropriateness of a recommended purchase or replacement.

2. Any sale of a Medicare supplement policy or certificate that will provide an individual more than one Medicare supplement policy or certificate is prohibited.

3. An issuer shall not issue a Medicare supplement policy or certificate to an individual enrolled in Medicare part C unless the effective date of the coverage is after the termination date of the individual's part C coverage.

History: Effective January 1, 1992; amended effective September 1, 2005.