45-05-09-02. Policies within which defense expenses within limit of liability permitted.

Defense expenses within the limit of liability provisions are allowed only within the following types of policies or coverages within a policy with the limits of liability as required in section 45-05-09-01:

1. Cyber liability;

2. Fiduciary liability;

3. Directors and officers liability;

4. Errors and omissions liability;

5. Employer practices liability;

6. Medical malpractice liability;

7. Pollution liability;

8. Liquor liability;

9. Nuclear liability;

10. Fidelity bond;

11. Umbrella and excess policies; and

12. Other policies permitted within the discretion of the insurance commissioner.

History: Effective April 1, 2015.

General Authority: NDCC 28-32-02

Law Implemented: NDCC 26.1-04-02