Section .1000 - Long-term Care Insurance | Midpage

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North Carolina Administrative Code

§ 1000

Section .1000 - Long-term Care Insurance

.1001Applicability and Scope .1002Definitions .1003Policy Definitions; Appeals .1004Policy Practices and Provisions .1005Continuation or Conversion .1006Required Disclosure Provisions .1007Prohibition of Post‑Claims Underwriting .1008Minimum Standards for Home Health Care Benefits .1009Requirement to Offer Inflation Protection .1010Requirements for Replacement .1011Discretionary Powers of Commissioner .1012Reserve Standards .1013Loss Ratio .1014Filing Requirement .1015Standard Format Outline of Coverage .1016Permitted Compensation Arrangements .1017Requirements for Advertising .1018Standards for Marketing .1019Replacement Policies .1020Shopper's Guide .1021Reporting .1022Protection Against Unintentional Lapse .1023Incontestability Period .1024Prohibited Policy Practice .1025Suitability .1026Nonforfeiture Benefit Requirements .1027Required Disclosure of Rating Practices to Consumers .1028Premium Rate Schedule Increases .1029Scope and Application .1030Long-term Care Partnership Standards