1. (1) This part must be interpreted and construed to effectuate the following express legislative purposes:

   1. (a) to promote the availability of health insurance coverage to small employers regardless of health status or claims experience;
   2. (b) to prevent abusive rating practices;
   3. (c) to require disclosure of rating practices to purchasers;
   4. (d) to establish rules regarding renewability of coverage;
   5. (e) to establish limitations on the use of preexisting condition exclusions;
   6. (f) to provide for the development of basic and standard health benefit plans to be offered to all small employers;
   7. (g) to provide for the establishment of a reinsurance program; and
   8. (h) to improve the overall fairness and efficiency of the small employer health insurance market.
2. (2) This part is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.

History: En. Sec. 23, Ch. 606, L. 1993.