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Administrative Rules of Montana

Subchapter 6.6.31

Long-Term Care

State of Montana

6.6.3101Purpose, Scope, and Authority 6.6.3102Definitions 6.6.3103Policy Definitions 6.6.3104Policy Practices and Provisions 6.6.3104AUnintentional Lapse 6.6.3105Required Disclosure Provisions 6.6.3106Prohibition Against Post-claims Underwriting 6.6.3107Minimum Standards for Home Health Care Benefits in Long-term Care Insurance Policies 6.6.3108Requirement to Offer Inflation Protection 6.6.3109Requirements for Application Forms and Replacement Coverage 6.6.3109AReporting Requirements 6.6.3109BLicensing 6.6.3110Discretionary Powers of Commissioner of Insurance 6.6.3111Reserve Standards 6.6.3112Loss Ratio 6.6.3113Filing Requirement 6.6.3113AFiling Requirements for Advertising 6.6.3114Standard Format Outline of Coverage 6.6.3115Requirement to Deliver Shopper's Guide 6.6.3116Effective Date (Repealed)6.6.3117Standards for Marketing 6.6.3118Suitability Standards 6.6.3119Nonforfeiture Benefit Requirement 6.6.3120Adoption of Forms 6.6.3121Required Disclosure of Rating Practices to Consumers 6.6.3122Initial Filing Requirements 6.6.3123Recouping Past Losses 6.6.3124Premium Rate Schedule Increases 6.6.3125Premium Rate Increase -- Asset Yield Rates 6.6.3126Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies 6.6.3128Availability of New Services or Providers 6.6.3129Right to Reduce Coverage and Lower Premiums 6.6.3130Appealing an Insurer's Determination That the Benefit Trigger Is Not Met 6.6.3131Long-term Care Independent Review Organizations