1. 1. The legal duties imposed on a fiduciary charged with managing tangible property apply to the management of digital assets, including:

   1. (1) The duty of care;
   2. (2) The duty of loyalty; and
   3. (3) The duty of confidentiality.

2. 2. A fiduciary's or designated recipient's authority with respect to a digital asset of a user:

   1. (1) Except as otherwise provided in section 472.415, is subject to the applicable terms-of-service agreement;
   2. (2) Is subject to other applicable law, including copyright law;
   3. (3) In the case of a fiduciary, is limited by the scope of the fiduciary's duties; and
   4. (4) May not be used to impersonate the user.
3. 3. A fiduciary with authority over the property of a decedent, protected person, principal, or settlor has the right to access any digital asset in which the decedent, protected person, principal, or settlor had a right or interest and that is not held by a custodian or subject to a terms-of-service agreement.
4. 4. A fiduciary acting within the scope of the fiduciary's duties is an authorized user of the property of the decedent, protected person, principal, or settlor for the purpose of applicable computer-fraud and unauthorized-computer-access laws, including Missouri law on unauthorized computer access.

5. 5. A fiduciary with authority over the tangible, personal property of a decedent, protected person, principal, or settlor:

   1. (1) Has the right to access the property and any digital asset stored in it; and
   2. (2) Is an authorized user for the purpose of computer-fraud and unauthorized-computer-access laws, including Missouri law on unauthorized computer access.
6. 6. A custodian may disclose information in an account to a fiduciary of the user when the information is required to terminate an account used to access digital assets licensed to the user.

7. 7. A fiduciary of a user may request a custodian to terminate the user's account. A request for termination shall be in writing, in either physical or electronic form, and accompanied by:

   1. (1) If the user is deceased, a certified copy of the death certificate of the user;
   2. (2) A certified copy of the letter of testamentary or letters of administration of the representative or a certified copy of the certificate of clerk in connection with a small-estate affidavit or court order, power of attorney, or trust giving the fiduciary authority over the account; and

   3. (3) If requested by the custodian for the purpose of identifying the correct account of the correct user:

      1. (a) A number, username, address, or other unique subscriber or account identifier assigned by the custodian to identify the user's account;
      2. (b) Evidence linking the account to the user; or
      3. (c) A finding by the court that the user had a specific account with the custodian, identifiable by the information specified in paragraph (a) of this subdivision.

(L. 2018 H.B. 1250)