Mo. Rev. Stat. ch. 367 – Pawnbrokers and Small Loans | Midpage

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Revised Statutes of Missouri

Chapter 367

Mo. Rev. Stat. ch. 367

Pawnbrokers and Small Loans

367.011Definitions 367.021Secured personal credit loans — who may make — interest rate 367.031Receipt for pledged property — contents — definitions — third-party charge for database — access to database information, limitations — error in data, procedure — loss of pawn ticket, effect 367.040Loans due, when — return of collateral, when — restrictions 367.043License required — qualifications — oath — bond — accounting — location within one-half mile of excursion gambling boat or facility, prohibited, when 367.044Definitions — pledged goods for money, pawnbroker entitled only to goods pledged, exception, misappropriated goods — procedure to recover 367.045Customer failure to repay pawnbroker when notified that goods pledged or sold were misappropriated, penalty 367.046Procedure to reclaim purchase price of misappropriated goods 367.047Hold order in effect, pawnbroker may release property to peace officer, not waiver of property rights — sale of property under hold order prohibited 367.048Criminal charges filed and disposition of case, notice to pawnbroker, duty of prosecutor or circuit attorney — release of hold order, procedure 367.049No criminal or civil liability for pawnbroker exercising due care and good faith 367.050Violation, penalties 367.051Jurisdiction of state courts for all civil actions — nonresident to appoint secretary of state as agent for service 367.052Leased property, rental or installment contracts not misappropriated unless marked — defacing marks, effect — claimant may recover — pawnbroker not liable 367.053Titles, licenses and permits for pledged goods to remain in effect, void when — ownership passing to pawnbroker, right to retitle or relicense 367.055Inspection of property, search warrant required — hold order, probable cause, contents, expiration — confidentiality 367.060Sections 367.011 to 367.060 not to repeal or amend small loan laws 367.100Definitions 367.180Lender to keep records 367.185Loan solicitation, disclosures 367.200Violations — penalty 367.205Annual audit by certified public accountant required 367.210Audit report to director of finance, when 367.215Failure to file audit report, effect of — surety bond posted, when 367.300Definitions 367.305Advance fee prohibited, penalty 367.307Principal liable 367.310Violations deemed unlawful practice, penalty — attorney general, powers — penalties not exclusive — other rights not affected 367.500Definitions 367.503Allows division of finance to regulate lending on titled property 367.506Licensure of title lenders, penalty 367.512Title loan requirements — liability of borrower 367.515Interest and fees 367.518Title loan agreements, contents, form 367.521Redemption of certificate of title — expiration or default, lender may proceed against collateral 367.524Records of loan agreements 367.527Limitations of title lenders 367.530Safekeeping of certificates of title — liability insurance maintained, when — liability of title lender 367.531Applicability to certain transactions 367.532Violations, penalties 367.533Pawn or pawnbroker title prohibited