Mo. Rev. Stat. ch. 303 – Motor Vehicle Financial Responsibility Law | Midpage

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Revised Statutes of Missouri

Chapter 303

Mo. Rev. Stat. ch. 303

Motor Vehicle Financial Responsibility Law

303.010Title of law 303.020Definitions 303.022Applicability of certain state statutes to motor vehicle liability policies, when 303.024Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025 303.025Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of revenue, additional punishment, right of appeal 303.026Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to director, format, use, disclosure — violations by insurer, penalty — notice to owner, when 303.030Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted 303.039Effective date for sections 303.025 and 303.041 303.040All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements 303.041Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee 303.042Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee 303.044Proof of financial responsibility required for reregistration 303.045Records, where kept — destroyed, when 303.050Security, form and amount — reduced, when 303.051Judgment-creditor entitled to notice of security held 303.060Security deposited with director of revenue — used to pay judgment — return 303.070Operator not subject to security and suspension provisions, when 303.120Judgments deemed satisfied, when 303.140License suspension lifted, when 303.160Proof of financial responsibility, how given 303.175Motor vehicle liability policy, minimum term, exceptions 303.178Display of false evidence of insurance, penalty, confiscation of false evidence, misdemeanor 303.179Alteration, production or sale of invalid insurance card, misdemeanor 303.190Motor vehicle liability policy, contents 303.200Missouri automobile insurance plan for persons unable to procure insurance by ordinary means — approval, participation by companies — function — plan of operation — liability limitations 303.220Certificate of self-insurance — cancelled, when 303.240Cash deposit as proof of responsibility 303.280Release of proof and waiver of proof, when 303.290Director's duties — regulations — judicial review 303.310Report and decision to be no evidence of negligence — may be evidence, when 303.315Copies of suspension orders, constitute evidence 303.330License and registration returned to director, when 303.350Chapter not applicable to government or common carriers 303.360Not to operate retrospectively 303.370Offenses, penalties 303.390Uninsured motorist, waiver of ability to collect noneconomic damages, when — inapplicability, when 303.400Title 303.403Definitions 303.406Database and fund created, purpose, administration — disclosure, when, violations, penalties — review and report to general assembly 303.409Failure to maintain financial responsibility, notice, right to hearing — suspension, duration, factors, extension for failure to file proof of insurance, maintenance of proof — exception for inoperable or stored motor vehicles 303.412Reporting by insurance companies, frequency, required information — revenue to notify department of violation, penalty, exceptions 303.415Effective and expiration dates 303.420Definitions 303.422Fund created, use of moneys 303.425Incentive program created — use of third-party vendors — comparison of information — use of data — access to system — suspension of registration, when, procedure — report — rulemaking authority 303.430Verification of financial responsibility, web-based system established — requirements — advisory council — rulemaking authority 303.440Operational date for verification system — testing or pilot period