- (a) A collecting party is prohibited from reporting medical debt to a consumer reporting agency.
- (b) A consumer reporting agency is prohibited from making a consumer report containing an item of information that the consumer reporting agency knows or should know concerns medical debt.
- (c) For purposes of this section, "consumer report" and "consumer reporting agency" have the meanings given in the Fair Credit Reporting Act, United States Code, title 15, section 1681a.
- (d) This section also applies to collection agencies and debt buyers licensed under chapter 332.