Minn. Stat. ch. 62S – Qualified Long-term Care Insurance Policies | Midpage

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Minnesota Statutes

Chapter 62S

Minn. Stat. ch. 62S

Qualified Long-term Care Insurance Policies

62S.01Definitions 62S.02Qualified Long-term Care Insurance Policy 62S.021Long-term Care Insurance; Initial Filing 62S.03Extraterritorial Jurisdiction 62S.04Prohibitions 62S.05Preexisting Condition 62S.06Prior Hospitalization or Institutionalization 62S.07Right to Return; Refund 62S.08Coverage Outline 62S.081Required Disclosure of Rating Practices to Consumers 62S.09Certificate Requirements 62S.10Policy Summary 62S.11Monthly Report 62S.12Claim Denial 62S.13Incontestability Period 62S.14Renewability 62S.15Authorized Limitations and Exclusions 62S.16Extension of Benefits 62S.17Continuation or Conversion 62S.18Discontinuance and Replacement 62S.181Electronic Enrollment for Group Policies 62S.19Unintentional Lapse 62S.20Required Disclosure Provisions 62S.21Prohibition Against Postclaims Underwriting 62S.22Minimum Standards for Home Health and Community Care Benefits 62S.23Requirement to Offer Inflation Protection 62S.24Requirements for Application Forms and Replacement Coverage 62S.25Reporting Requirements 62S.251Reserve Standards 62S.26Loss Ratio 62S.265Premium Rate Schedule Increases 62S.266Nonforfeiture Benefit Requirement 62S.267Standards for Benefit Triggers 62S.268Additional Standards for Benefit Triggers for Qualified Long-term Care Insurance Contracts 62S.27Filing Requirement 62S.28Filing Requirements for Advertising 62S.29Standards for Marketing 62S.291Availability of New Services or Providers 62S.292Right to Reduce Coverage and Lower Premiums 62S.30Suitability 62S.31Requirement to Deliver Shopper's Guide 62S.312Consumer Protection Standards for Long-term Care Partnership Policies 62S.315Producer Training 62S.32Application 62S.33Penalties 62S.34Regulatory Flexibility