Essential Insurance

(By authority conferred on the director of the department of insurance and financial services by sections 210, 2102, 2113, 2127, and 2130 of the insurance code of 1956, 1956 PA 218, MCL 500.210, 500.2102, 500.2113, 500.2127, and 500.2130 and Executive Reorganization Order No. 2013-1, MCL 550.991)Insurance

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500.1501Definitions.500.1502Other insurance coverages to be considered to be automobile insurance.500.1503Excessive rates.500.1504Inadequate rates.500.1505Unfairly discriminatory rates.500.1506Expense provisions.500.1507Expense allocation.500.1508Complaint-resolution process; notice of rights; private informal managerial-level conference.500.1509Complaint-resolution process; information provided following private informal managerial-level conference.500.1510Complaint-resolution process; right to director’s review and determination; review of written materials; meeting.500.1511Complaint-resolution process; notice of director’s review of dispute.500.1512Complaint-resolution process; basis for director’s determination; failure to supply materials or information.500.1513Complaint-resolution process; director’s decision; contested case.500.1514Complaint-resolution process; remedies based on director’s review and determination.500.1515Collection and reporting of data by insurers.500.1516Exchange of claim information.500.1517Exchange of automobile insurance claim information.500.1518Exchange of home insurance claim information.500.1519Exchange of claim information; reporting period.500.1520Fee for providing claim data prohibited.500.1521Figure 1.