Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning:

1. 1. Previous adverse decision Any previous adverse underwriting decision experienced by an insurance consumer; or

   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

2. 2. Residual market, surplus lines or substandard risk carrier Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.

   [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]

PL 1997, c. 677, §3 (NEW). PL 1997, c. 677, §5 (AFF).