02- DEPARTMENT OF PROFESSIONAL AND FINANCIAL

REGULATION

031 BUREAU OF INSURANCE

Chapter 170 CLASSIFICATION OF PRIVATE PASSENGER AUTOMOBILES

USED IN CAR POOLS

This regulation prohibits a change in classification, coverage, or premium of or a refusal to renew an insurance policy on a private passenger automobile due to its use in a car pool. The use of a share-the-cost arrangement among the car pool members shall not be cause for subjecting the car to classification as a public or livery conveyance.

1. Changes in classification

Whenever an approved Private Passenger classification system used by a Company licensed to write Automobile Insurance in the State of Maine includes a rating criterion based upon use of the automobile in going to and from work, use of an automobile in a car pool (when no other rating criteria change) shall not result in a change of classification nor affect the coverage or premium.

2. Refusals to renew

No Company shall refuse to renew an Automobile Insurance Policy on the basis of use of the automobile in a car pool.

3. Public or livery conveyance classification

Payments among the members of a car pool under a share-the-cost arrangement usually found in connection with such use of automobiles shall not constitute a consideration that would subject the private passenger car to classification as a public or livery conveyance.

EFFECTIVE DATE (ELECTRONIC CONVERSION): January 14, 1997