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Code of Maryland Regulations
Title 31
§ 14
Chapter 01
Md. Code Regs. 31.14.01
Long-Term Care Insurance
Effective Feb 27, 2017
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.01
Applicability and Scope.
.02
Definitions.
.03
Policy Terms.
.04
Policy Practices and Provisions.
.05
Disclosure.
.06
Requirements for Applications.
.07
Person To Be Notified.
.08
Applicant's Options.
.09
Prohibition Against Post-Claims Underwriting.
.10
Preexisting Condition and Waiting Period Provisions in Replacement Policies.
.11
Minimum Standards for Home Health Care Benefits in Long-Term Insurance Policies.
.12
Requirement To Offer Inflation Protection.
.13
Nonforfeiture Benefit Requirement.
.14
Group Coverage.
.15
Advertising.
.16
Standards for Marketing.
.17
Appropriateness of Recommended Purchase.
.18
Outline of Coverage.
.19
Requirement To Deliver Buyer's Guide.
.20
Waivers.
.21
Form of Outline of Coverage.
.22
Replacement Notice.
.23
Replacement Notice for Direct Response Business.
.24
Reporting Requirements.
.25
Suitability.
.26
Standards for Benefit Triggers.
.27
Additional Standards for Benefit Triggers for Qualified Long-Term Care Insurance Contracts.
.28
Penalties.
.29
Rescission.
.30
Things You Should Know Before You Buy Long-Term Care Insurance.
.31
Long-Term Care Insurance Suitability Letter.
.32
Claims Denial Reporting Form.
.33
Incontestability Period.
.34
Producer Training Requirements.
.35
Availability of New Services or Providers.
.36
Right to Reduce Coverage and Lower Premiums.