1. A. If an insurer uses a form which becomes effective under a file and use method and the form is found by the Commissioner to be noncompliant, the Commissioner may:

   1. (1) Disapprove the form by:

      1. (a) Giving notice of the disapproval;
      2. (b) Showing cause for the disapproval; and
      3. (c) Stating the effective date of the disapproval in the notice; and
   2. (2) Impose a penalty as provided under Insurance Article, §4-113, Annotated Code of Maryland.
2. B. The Commissioner may remove file and use authority from an insurer upon a finding that the insurer has made inappropriate or noncompliant filings under this method with such frequency as to constitute a business practice.

Authority: Insurance Article, §§2-109 and 12-203(d)(2), Annotated Code of Maryland

Effective date: July 17, 2006 (33:14 Md. R. 1165)

Regulation .02B amended effective June 20, 2016 (43:12 Md. R. 668)

Regulation .05B amended effective June 20, 2016 (43:12 Md. R. 668)