1. A. This chapter applies to advisors and insurance producers.

2. B. Under this chapter it is a violation of Insurance Article, Title 27, Annotated Code of Maryland, to use a senior specific designation or certification in a way that misleads or would mislead any person to indicate that the user has special certification or training in advising or serving senior citizens or retirees:

   1. (1) When advising about life insurance, health insurance, or annuities; or
   2. (2) In connection with the offer, sale, or purchase of life insurance, health insurance, or annuities.

Authority: Insurance Article, §§2-109(a)(1), 10-212, 27-201, and 27-223, Annotated Code of Maryland

Effective date: April 4, 2011 (38:7 Md. R. 433)