The purpose of this chapter is to provide safeguards to consumers with respect to their dealings with entities licensed or registered to transact insurance business in the State in the event of:

1. A. A Governor-declared state of emergency;
2. B. A Presidential declaration of a major disaster or emergency declaration under the Federal Stafford Act; or

3. C. A national or public health emergency that within the Commissioner’s discretion affects the State that:

   1. (1) Is issued:

      1. (a) By the President of the United States under §201, 202(d) or 301 of the Federal National Emergencies Act; or
      2. (b) By the Secretary of Health and Human Services under the Federal Public Health Service Act; and
   2. (2) Is based on a serious threat to health resulting from the existence of a deadly agent as defined in Public Safety Article, §14-3A-01, Annotated Code of Maryland.

Authority: Health-General Article, §19-706; Insurance Article, §2-115; Annotated Code of Maryland

Effective date: July 16, 2009 (36:14 Md. R. 985)

Regulation .01 amended effective December 12, 2022 (49:25 Md. R. 1052)

Regulation .02A amended as an emergency provision effective April 28, 2020 (47:11 Md. R. 557); emergency provision expired August 31, 2020

Regulation .02A amended as an emergency provision effective September 1, 2020 (47:20 Md. R. 872); adopted permanently effective December 28, 2020 (47:26 Md. R. 1108)

Regulation .02B amended effective July 1, 2016 (43:5 Md. R. 387)

Regulation .03B amended effective July 1, 2016 (43:5 Md. R. 387)

Regulation .03B amended as an emergency provision affective March 9, 2020 (47:7 Md. R. 382); emergency provision expired August 31, 2020

Regulation .03B amended as an emergency provision affective September 1, 2020 (47:20 Md. R. 872); adopted permanently effective December 28, 2020 (47:26 Md. R. 1108)

Regulation .03B amended effective December 12, 2022 (49:25 Md. R. 1052)

Regulation .04B amended effective July 1, 2016 (43:5 Md. R. 387)

Regulation .05 amended effective December 12, 2022 (49:25 Md. R. 1052)

Regulation .06 amended as an emergency provision affective March 9, 2020 (47:7 Md. R. 382); emergency provision expired April 27, 2020

Regulation .06 amended as an emergency provision effective April 28, 2020 (47:11 Md. R. 557); emergency provision expired August 31, 2020

Regulation .06 amended as an emergency provision effective September 1, 2020 (47:20 Md. R. 872); adopted permanently effective December 28, 2020 (47:26 Md. R. 1108)

Regulation .06F amended effective November 29, 2021 (48:24 Md. R. 1025)

Regulation .07 amended effective July 1, 2016 (43:5 Md. R. 387)

Regulation .07A amended effective November 29, 2021 (48:24 Md. R. 1025)

Regulation .10 adopted effective November 29, 2021 (48:24 Md. R. 1025)