1. A. In this chapter, the following terms have the meanings indicated.

2. B. Terms Defined.

   1. (1) “Department” means the Department of Housing and Community Development, a principal department of the State.
   2. (2) “Housing counseling services” means assistance provided to mortgagors or grantors by nonprofit and governmental entities that are identified on a list maintained by the Department of Housing and Community Development under COMAR 05.19.01.05.
   3. (3) “Prefile mediation” means foreclosure mediation that occurs in accordance with Real Property Article, §7-105.1(d), Annotated Code of Maryland, before the date on which the order to docket or complaint to foreclose is filed.

Authority: Real Property Article, §7-105.1(d)(4)(ii), Annotated Code of Maryland

Effective date:

Regulations .01—.04 adopted as an emergency provision effective October 1, 2012 (39:21 Md. R. 1375); emergency status extended to September 30, 2013 (40:9 Md. R. 788); adopted permanently effective August 5, 2013 (40:15 Md. R. 1228)