1. (a) This subtitle does not apply to:

   1. (1) life insurance;
   2. (2) health insurance, except as provided in subsection (c) of this section;
   3. (3) annuities;
   4. (4) reinsurance;
   5. (5) wet marine and transportation insurance, except as provided in subsection (b) of this section;
   6. (6) insurance on a subject that is located, resident, or to be performed wholly outside the State;
   7. (7) insurance on vehicles or aircraft owned and principally garaged outside the State;
   8. (8) insurance on property or operation of railroads engaged in interstate commerce;

   9. (9) insurance:

      1. (i) on aircraft owned or operated by aircraft manufacturers or operated in scheduled interstate flight;
      2. (ii) on cargo of the aircraft described in item (i) of this item; or
      3. (iii) against liability arising out of the ownership, maintenance, or use of the aircraft described in item (i) of this item, other than workers' compensation or employer's liability; or
   10. (10) medical stop-loss insurance, as defined in § 15-129 of this article.

2. (b) This subtitle applies to wet marine and transportation insurance on:

   1. (1) a pleasure craft under 60 feet in length that is owned and used for pleasure and not for business, hire, or other commercial use;
   2. (2) fishing vessels under 50 gross tons that are not part of a fleet of 3 or more vessels; and
   3. (3) charter or head boats under 50 gross tons that are not part of a fleet of 3 or more vessels.

3. (c) Subject to § 3-306.2 of this subtitle, this subtitle applies to:

   1. (1) disability insurance that:

      1. (i) provides for lost income, revenue, or proceeds in the event that an illness, accident, or injury results in a disability that impairs an insured's ability to work or otherwise generate income, revenue, or proceeds that the insurance is intended to replace; and
      2. (ii) does not include payment for medical expenses, dismemberment, or accidental death; and

   2. (2) short-term medical insurance that provides limited health insurance benefits for a limited period of time to:

      1. (i) residents of the United States who travel to another country within 30 days after the effective date of coverage; and

      2. (ii) residents of another country who:

         1. 1. travel to the United States within 30 days after the effective date of coverage; and
         2. 2. are not traveling to the United States for the purpose of attending an institution of higher education, as defined in § 10-101 of the Education Article.

Added by Acts 1995, c. 36, § 1, eff. Oct. 1, 1997. Amended by Acts 1998, c. 751, § 1, eff. Oct. 1, 1998; Acts 2008, c. 264, § 1, eff. June 1, 2008; Acts 2015, c. 96, § 1, eff. Oct. 1, 2015; Acts 2016, c. 8, § 1, eff. March 14, 2016; Acts 2016, c. 207, § 1, eff. Oct. 1, 2016; Acts 2016, c. 208, § 1, eff. Oct. 1, 2016.

Formerly Art. 48A, § 199.