1. (a) It is a fraudulent insurance act for a person to act as or represent to the public that the person is:

   1. (1) an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;
   2. (2) a navigator of the Small Business Health Options Program of the Maryland Health Benefit Exchange if the person has not received the appropriate license under or otherwise complied with § 31-112 of this article;
   3. (3) a navigator of the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113 of this article; or
   4. (4) an application counselor certified by the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31-113(r) of this article.

2. (b) It is a fraudulent insurance act for an insurance producer:

   1. (1) to solicit or take application for, procure, or place for others insurance for which the insurance producer has not obtained an appropriate license;
   2. (2) knowingly to violate § 10-130 of this article; or
   3. (3) intentionally to fail to report to an insurer the exact amount of consideration charged as a premium for an insurance contract, if different from the policy premium, and to fail to maintain records that show that information.

Added by Acts 1997, c. 35, § 2, eff. Oct. 1, 1997. Amended by Acts 2001, c. 731, § 1, eff. July 2, 2001; Acts 2009, c. 133, § 1, eff. Oct. 1, 2009; Acts 2013, c. 159, § 2, eff. June 1, 2013.

Formerly Art. 48A, § 233.