Md. Code Ann., Ins. § 17-304
Copy of application and statements by policyholder or insured
Effective Oct 1, 1999Added by Acts 1996, c. 11, § 1, eff. Oct. 1, 1997. Amended by Acts 1999, c. 659, § 1, eff. Oct. 1, 1999.State of Maryland
- (1) requires a copy of any application of the policyholder to be attached to the policy when issued;
- (2) the statements made by the policyholder or the insured are considered representations and not warranties; and
- (3) a statement made by an insured may not be used in a contest unless a copy of the instrument that contains the statement is provided to the insured or, in the event of death or incapacity of the insured, to the insured's beneficiary.
Each policy of group life insurance shall contain a provision that:
Added by Acts 1996, c. 11, § 1, eff. Oct. 1, 1997. Amended by Acts 1999, c. 659, § 1, eff. Oct. 1, 1999.
Formerly Art. 48A, § 429.