Required Health Insurance Benefits | MidpageRequired Health Insurance Benefits
State of Maryland
15-801Elderly individuals and individuals with Alzheimer's disease15-802Treatment of mental illnesses, emotional disorders, and drug and alcohol misuse15-803Payments for blood products15-804Off-label use of drugs15-805Prescribed pharmaceutical products15-806Choice of pharmacy for filling prescriptions15-807Medical foods and low protein modified food products15-808Home health care15-809Hospice care services15-810In vitro fertilization procedures15-810.1Iatrogenic infertility; coverage for standard fertility preservation procedures15-811Hospitalization benefits for childbirth15-812Inpatient hospitalization for mothers and newborn children15-813Disabilities caused by pregnancy or childbirth15-814Breast cancer screenings15-814.1Copayment, coinsurance, or deductible requirements on coverage for diagnostic breast examinations or supplemental breast examinations15-815Reconstructive breast surgery15-816Routine gynecological care15-817Child wellness services15-818Treatment of cleft lip or cleft palate15-819Corresponding outpatient services and second opinions15-820Orthopedic braces15-821Diagnostic or surgical procedures for bones of face, neck, and head15-822Diabetes equipment, supplies, and outpatient self-management training and educational services15-822.1Coverage for prescription insulin drugs under health insurance15-823Prevention, diagnosis, and treatment of osteoporosis15-824Receipt of 90-day supply of maintenance drug in a single dispensing of the prescription15-825Prostate cancer diagnostic examinations15-826Prescription contraceptive drugs or devices15-826.1Prior authorization, copayment or coinsurance requirement for contraceptive drug or device prohibited15-826.2Male sterilization15-826.3Prevention of pregnancy by fertility awareness-based methods15-827Patient costs of clinical trials15-828General anesthesia and associated hospital or ambulatory facility charges in conjunction with dental care15-829Chlamydia and human papilloma virus screening tests15-830Referrals to specialists15-831Prescription drugs or devices outside of formulary15-832Surgical removal of testicle15-832.1Inpatient hospitalization services following mastectomy15-833Extension of benefits15-834Prosthesis for enrollees or insureds having undergone a mastectomy15-835Habilitative services for children15-836Hair prostheses15-837Colorectal cancer screening15-838Hearing aids for children15-838.1Hearing aids for adults15-839Surgical treatment of morbid obesity15-840Residential crisis services15-841Tobacco product cessation aids or nicotine replacement therapy15-842Copayments or coinsurance for covered prescription drug or device15-843Amino-acid based elemental formulas15-844Prostheses15-845Prescription eye drops15-846Orally administered cancer chemotherapy15-847Specialty drug coverage and designated pharmacies15-847.1Copayment for drug prescribed to treat diabetes, HIV, or AIDS15-847.2Specialty drug coverage requirements; reimbursement rates15-848Coverage for ostomy equipment and supplies15-849Coverage requirements for abuse-deterrent opioid analgesic drug products15-850Prior authorization requirement for an opioid antagonist15-851Prior authorization requirement for drugs to treat opioid use disorders prohibited15-852Prorated daily copayment or coinsurance amount for partial supply of prescription drug15-853Coverage for diagnosis, evaluation, and treatment of lymphedema15-854Prior authorization for prescription drugs15-854.1Prior authorization of a course of treatment15-855Coverage for pediatric autoimmune neuropsychiatric disorders and pediatric acute onset neuropsychiatric syndrome15-856Abrogated by Acts 2021, 1st Sp. Sess., c. 29, § 5, eff. Jan. 1, 2023; Acts 2021, 1st Sp. Sess., c. 31, § 5, eff. Jan. 1, 202315-857Abortion care coverage15-858Prescription drugs used as postexposure prophylaxis for prevention of HIV infection15-859Biomarker testing15-860Recommended lung cancer screening or follow-up diagnostic imaging to assist in the diagnosis of lung cancer15-861Prior authorizations for transfer to special pediatric hospitals15-862Coverage for delivery of anesthesia15-863Coverage for calcium score testing