1. (a) A consumer reporting agency may not include in a consumer report:

   1. (1) Any record of a criminal proceeding concerning the consumer:

      1. (i) In which the consumer was falsely accused, acquitted, or exonerated;
      2. (ii) In which a nolle prosequi was entered as to a charge concerning the consumer; or
      3. (iii) That did not result in a guilty verdict for or guilty plea by the consumer; or
   2. (2) Any criminal records concerning the consumer that have been expunged.
2. (b) A consumer reporting agency may not rely on the information contained in records listed under subsection (a) of this section to make a determination regarding the creditworthiness of a consumer.

Added by Acts 2024, c. 432, § 1, eff. Oct. 1, 2024.