1. (1) Share with an employer any fees, tips, or other charges received from a consumer for earned wage access;
2. (2) Condition a consumer's ability to obtain earned wage access on the consumer's ability or willingness to pay the provider a tip;
3. (3) Charge a consumer a late fee, interest, or other penalty for failure to pay any proceeds, fees, or tips;
4. (4) Report any information about a consumer's failure to pay any proceeds, fees, or tips to any consumer reporting agency;
5. (5) Obtain a consumer's credit report as a method of qualifying the consumer for earned wage access;
6. (6) Receive interest from a consumer; or

7. (7) Compel or attempt to compel payment by a consumer of any proceeds, fees, tips, gratuities, or other donations through:

   1. (i) A civil action against the consumer;
   2. (ii) The use of a third party to pursue collection from the consumer on the provider's behalf; or
   3. (iii) The sale or assignment of outstanding amounts to a third-party collector or debt buyer for collection from the consumer.

A provider of earned wage access may not:

Added by Acts 2025, c. 847, § 1, eff. Oct. 1, 2025.