Mass. Gen. Laws ch. 255F, § 5 – Pre-licensing education

(a) An applicant for a mortgage loan originator's license shall complete a minimum of 20 hours of pre-licensing education approved by the Nationwide Mortgage Licensing System and Registry based upon reasonable standards which shall include, without limitation:
(i) 3 hours of federal law and regulations;
(ii) 3 hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues;
(iii) 2 hours of training related to lending standards for the nontraditional mortgage product marketplace; and (iv) state law and regulation, which shall include instruction on state consumer protection laws and other related statutes.
[There is no subsection (b).]