(b) Refusal to accept record; filing does not occur. Filing does not occur with respect to a record that a filing office refuses to accept because:

1. (1) the record is not communicated by a method or medium of communication authorized by the filing office;
2. (2) an amount equal to or greater than the applicable filing fee is not tendered;

3. (3) the filing office is unable to index the record because:

   1. (A) in the case of an initial financing statement, the record does not provide a name for the debtor;
   2. (B) in the case of an amendment or information statement, the record:

(5) in the case of an initial financing statement or an amendment that provides a name of a debtor which was not previously provided in the financing statement to which the amendment relates, the record does not:

1. (A) provide a mailing address for the debtor; or
2. (B) indicate whether the name provided as the name of the debtor is the name of an individual or an organization;

(c) Rules applicable to subsection (b). For purposes of subsection (b):

1. (1) a record does not provide information if the filing office is unable to read or decipher the information; and
2. (2) a record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by Section 9–512, 9–514, or 9–518, is an initial financing statement.