Mass. Gen. Laws ch. 23B, § 33
(a) As used in this section and section 34, the following words shall, unless the context clearly requires otherwise, have the following meanings:
''Eligible applicant'', an owner of residential property in the commonwealth who, as determined by the executive office of housing and livable communities: (i) is an owner-occupant, small landlord or larger landlord; (ii) meets any income eligibility and other requirements of the program established by the executive office; and (iii) owns a property with habitability concerns.
''Existing home repair programs'', financial assistance administered by governmental, quasi-governmental and nonprofit organizations, or the contractors and assignees of such entities, that provide services to repair residential housing, including, but not limited to, mixed-use projects that include residential housing.
''Habitability concerns'', home repairs that are required to ensure residential units are: (i) fit for human habitation; (ii) free from defective conditions and health and safety hazards, including, but not limited to, asbestos, mold, pests and lead; and (iii) free of conditions preventing installation of measures to improve energy or water efficiency, utilize renewable energy or lower utility costs.
''Larger landlord'', an individual who has title to more than 1 residential unit and who does not meet the definition of owner-occupant or small landlord.
''Low-income owner-occupant'', an owner-occupant with a household income of not more than 80 per cent of the area median income.
''Moderate-income owner-occupant'', an owner-occupant with a household income of at least 80 per cent but not more than 135 per cent of the area median income.
''Other eligible owner-occupant'', an owner-occupant who does not meet the definition of a low-income owner-occupant or moderate-income owner-occupant and leases at least 1 other residential unit in the building.
''Owner-occupant'', an individual who has title to a residential building with at least 1 and not more than 3 units and who resides in at least 1 of the units as their principal residence.
''Small landlord'', an individual who has title to a building with no more than 3 residential units and does not live in the building for at least 6 months of any year, or who has title to a building with 4 or more residential units; provided that, such an individual shall have financial interest in neither more than 3 buildings nor more than 15 residential units.
(c)
(iii) For small landlords and other eligible owner-occupants, but not including larger landlords, the assistance shall be provided as a 0 per cent interest deferred payment loan with no repayment due until sale or refinancing of the property. Small landlords or other eligible owner-occupants, but not including larger landlords, may apply for loan forgiveness after 3 years following receipt of the loan. The executive office shall forgive the loan if the executive office determines that the small landlord or other eligible owner-occupant, but not including larger landlords, has:
(iv) For larger landlords, the assistance shall be provided as a below-market-rate loan with an interest rate and repayment terms determined by the executive office. The executive office shall provide the below-market-rate loan only to a larger landlord who executes an agreement with the executive office that, for a term of 3 years, requires the landlord who owns such property to:
(d) The executive office, and any entity administering the Massachusetts healthy homes program on the executive office's behalf, shall administer the Massachusetts healthy homes program consistent with guidelines and forms established by the executive office. The executive office, and any other administering entity, shall strive to, in its administration of the program, provide grants and loans to address habitability concerns and shall:
(e)