If a consumer reporting agency intends to remove a security freeze based on a material misrepresentation of fact by a consumer, the consumer reporting agency shall notify the consumer in writing at least five business days prior to removing the freeze on the consumer report. Notification shall not be deemed to have occurred until receipt by the consumer of the notice from the consumer reporting agency. The notification to the consumer shall state the basis upon which the consumer reporting agency has concluded that there was a material misrepresentation of fact; state the action that the consumer reporting agency intends to take and the effective date of that action; and provide information for contacting the consumer reporting agency, including a telephone number, to dispute its findings, pursuant to M.G.L. c. 93, § 56(b).