1. A. Contractor Eligibility Requirements. To be eligible to work as a LFHP contractor (LFHP-approved contractor), the contractor must meet all of the following program requirements:

   1. 1. submit and maintain a current copy of all certificates, licenses, and proof of insurance coverages with the LFHP;
   2. 2. hold a valid residential license or home improvement registration issued by the Louisiana State Licensing Board for Contractors (LSLBC) and must be in good standing with the LSLBC;
   3. 3. hold any other valid state or jurisdictional business licenses or work permits required by law in Louisiana;
   4. 4. maintain a general liability policy with $1,000,000 in liability coverage;
   5. 5. maintain a workers’ compensation policy in compliance with Louisiana law;
   6. 6. provide a FORTIFIED certification issued by the IBHS or its successor;
   7. 7. be listed on the IBHS Directory as an approved contractor at www.fortifiedproviders.com;
   8. 8. comply with all regulatory and tax laws regulating businesses in the state of Louisiana;
   9. 9. maintain internet access and have a valid, active email address on file with the LFHP for communication with the LFHP;
   10. 10. avoid conflicts of interest in any work performed on projects funded by LFHP grants; and
   11. 11. agree to follow the LFHP procedures and rules as established by the commissioner.

2. B. Contractor Conflicts of Interest

   1. 1. LFHP-approved contractors may not possess a financial interest in any project for which they perform work toward a FORTIFIED designation other than for payment on behalf of the homeowner by the LFHP.
   2. 2. LFHP-approved contractors cannot be the home evaluator for a FORTIFIED designation on any project funded by LFHP grants.
   3. 3. The LFHP-approved contractor is responsible for reporting to the LFHP any potential conflicts of interest before work commences on any job funded by LFHP grants.
3. C. The LFHP may remove a contractor from the list of LFHP-approved contractors at any time upon a finding that the contractor failed to meet any of the program requirements listed in Regulation 126.

Authority Note

AUTHORITY NOTE: Promulgated in accordance with R.S.22:11 and R.S. 22:1483.1.

Historical Note

HISTORICAL NOTE: Promulgated by the Department of Insurance, Office of the Commissioner, LR 49:699 (April 2023), amended LR 50:1499 (October 2024).