(1) Prior to obtaining a debtor's personal information, a debt adjuster shall provide a clear and conspicuous disclosure to the debtor of the debt adjuster's policies and practices with respect to:
- (a) Disclosing the debtor's personal information to others, including the categories of personal information that may be disclosed;
- (b) Disclosing the personal information of persons for whom the debt adjuster is no longer providing a debt-adjusting service or product; and
- (c) Protecting the debtor's personal information.
- (2) The disclosure required by this section shall also be provided to the debtor at least annually while the debt adjuster is providing debt-adjusting services or products to the debtor.
Effective: July 15, 2010
History: Created 2010 Ky. Acts ch. 86, sec. 9, effective July 15, 2010.