Ky. Rev. Stat. Ann. ch. 360 – Interest And Usury | Midpage

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Kentucky Revised Statutes

Chapter 360

Ky. Rev. Stat. Ann. ch. 360

Interest And Usury

Commonwealth of Kentucky

360.010Legal interest rate -- Agreement for higher rate -- Contract or obligation -- Interest after default -- Minimum charge for negotiated bank loan.360.020Civil penalty for charging excessive interest -- Partial payment applied first to interest.360.022Other laws not affected by KRS 360.010, 360.020, or 360.990.360.025Excess rate of interest prohibited as defense of corporation.360.027Excess rate of interest prohibited as defense of limited partnership, limited liability company, or business or statutory trust.360.030Premiums on insurance to secure loan not considered as interest.360.040Interest on judgments.360.050Presumption as to interest on foreign debt or judgment.360.060Interest on holdbacks or reserves by persons financing loans on personal property -- Reports to dealers.360.070Rates of exchange for commercial paper, how fixed.360.080Rates of exchange to be transmitted to Governor.360.100Predatory lending -- Definitions -- Limitations on high-cost home loans -- Conditions -- Penalties.360.150Manufactured home financing.360.990Penalties.