A secured party does not owe a duty based on its status as secured party: (1) To a person that is a debtor or obligor, unless the secured party knows:

1. (A) That the person is a debtor or obligor;
2. (B) the identity of the person; and
3. (C) how to communicate with the person; or

4. (2) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

   1. (A) That the person is a debtor; and
   2. (B) the identity of the person.

L. 2000, ch. 142, § 103; July 1, 2001.