The following types of insurance shall be authorized for sale:

1. (a) For motor vehicles:

   1. (1) Fire, theft, windstorm coverage; or comprehensive coverage, including fire, theft and windstorm;
   2. (2) collision coverage with a deductible of $50 or more; and
   3. (3) bodily injury and property damage liability insurance in accordance with K.S.A. 16a-4-303.

2. (b) For real property and tangible personal property, other than motor vehicles:

   1. (1) Fire, including lightning coverage and extended coverage. Extended coverage shall be limited to perils of windstorm, hail, explosion, riot, riot attending a strike, civil commotion, aircraft, vehicles, and smoke;
   2. (2) other perils as set out in the extended coverage endorsement approved by the Kansas insurance commissioner for use by a fire or multiple line insurance company; and
   3. (3) bodily injury and property damage liability insurance.

(Authorized by K.S.A. 40-103, 16a-4-112; implementing K.S.A. 16a-4-301, 16a-4-303; effective Jan. 1, 1966; amended Jan. 1, 1969; amended Jan. 1, 1974; amended May 1, 1986.)