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Indiana Code
Title 37
3
Chapter 3
IC 37-3-3
Regulation of Small Loans
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1
Lender not considered a financial institution
2
Finance charges
3
Fee for dishonored check, electronic funds transfer, or debit authorization; limits on lender's presentment of check or debiting of account
4
Disclosures; informational brochure
5
Term of loan; consecutive small loans; extended payment plans
6
Limits based on borrower's income; security; partial payments; payments; loan documents; recision; renewal prohibited
7
Security for loan
8
Limits and number and amounts of outstanding loans; lender's verification; third party data base; civil penalties; excess finance charges; verification of Social Security number
9
Carrying on other business
10
Borrower's default; permissible and prohibited remedies; notice to borrower
11
Violations; remedies and damages; equitable relief; exhaustion of administrative remedies not required
12
Prohibited acts by lender
13
Exemption of finance charges
14
Endorsement of check
15
Surety bond; requirements; amount; termination; liability; notices
16
Rulemaking authority