As used in this chapter, "rollover mortgage" means a mortgage loan that:

1. (1) is secured by a first mortgage on real estate improved by:

   1. (A) a dwelling intended for occupancy by at least one (1) and not more than four (4) families; or
   2. (B) a combination home and business building; and
2. (2) may be subject to rate adjustments at regularly scheduled times.

As added by P.L.193-1997, SEC.2.