As used in this chapter, "uninsured motorist with a previous violation" means an individual who:

1. (1) owns a motor vehicle:

   1. (A) that is involved in an accident; and
   2. (B) for which financial responsibility is not in effect as required by IC 9-25-4 ; and

2. (2) during the immediately preceding five (5) years, has been required to provide proof of future financial responsibility for any period;

   regardless of whether the individual is operating the motor vehicle at the time of the accident.

As added by P.L.136-2015, SEC.1. Amended by P.L.86-2021, SEC.20.