1. (a) As used in this chapter, "health insurance plan" means:

   1. (1) a policy of accident and sickness insurance (as defined in IC 27-8-5-1 );
   2. (2) an individual contract or a group contract with a health maintenance organization under IC 27-13 ;

   3. (3) a:

      1. (A) policy of accident and sickness insurance; or

      2. (B) limited service health maintenance organization (as defined in IC 27-13-34-4 );

         that provides coverage for dental care services; or

   4. (4) another plan or program that provides payment, reimbursement, or indemnification for the costs of health care items or services.

2. (b) The term does not include the following:

   1. (1) Accident only, credit, vision, Medicare supplement, long term care, or disability income insurance.
   2. (2) Coverage issued as a supplement to liability insurance.
   3. (3) Automobile medical payment insurance.
   4. (4) A specified disease policy.

   5. (5) A short term insurance plan that:

      1. (A) may be renewed for the greater of:

         1. (i) thirty-six (36) months; or
         2. (ii) the maximum period permitted under federal law;
      2. (B) has a term of not more than three hundred sixty-four (364) days; and
      3. (C) has an annual limit of at least two million dollars ($2,000,000).

   6. (6) A policy that provides indemnity benefits not based on any expense incurred requirement, including a plan that provides coverage for:

      1. (A) hospital confinement, critical illness, or intensive care; or
      2. (B) gaps for deductibles or copayments.
   7. (7) Worker's compensation or similar insurance.
   8. (8) A student health plan.
   9. (9) A supplemental plan that always pays in addition to other coverage.

   10. (10) An employer sponsored health benefit plan that is:

       1. (A) provided to individuals who are eligible for Medicare; and
       2. (B) not marketed as, or held out to be, a Medicare supplement policy.
   11. (11) The Medicaid program.

As added by P.L.31-2021, SEC.4.