As used in this chapter, "innocent coinsured" means an individual who:

1. (1) is insured under a policy of property or casualty insurance;

2. (2) did not have knowledge of, cooperate in, or intentionally contribute to a property loss that was caused or arranged by another individual who:

   1. (A) is also insured under the policy of property or casualty insurance; and

   2. (B) either:

      1. (i) died; or

      2. (ii) has been charged with a crime based on a court finding that there is probable cause to believe that the individual committed the crime;

         in connection with the circumstances that caused the property loss;

3. (3) signs a sworn affidavit attesting that the individual did not have knowledge of, cooperate in, or intentionally contribute to the property loss; and

4. (4) cooperates in:

   1. (A) the investigation and resolution of the claim for the property loss;
   2. (B) any police investigation related to the property loss; and
   3. (C) any criminal prosecution of the individual that caused or arranged the property loss.

As added by P.L.148-2017, SEC.8.