A discount medical card program organization may not do the following:

1. (1) Use the following in the discount medical card program organization's advertisements, marketing materials, brochures, or discount cards:

   1. (A) The term "insurance", except as:

      1. (i) a disclaimer of a relationship between discount medical card program benefits and insurance;
      2. (ii) a description of an insurance product connected with a discount medical card program; or
      3. (iii) otherwise provided in this article.
   2. (B) The terms "health plan", "coverage", "copay", "copayment", "preexisting condition", "guaranteed issue", "portability", "premium", "underwriting", or another term that could reasonably mislead a person to believe that a discount medical card program is health insurance.
2. (2) Implement restrictions on cardholder access to program providers, including waiting periods and notification periods.
3. (3) Pay a provider a fee for medical services.
4. (4) Collect or accept money from a cardholder for payment to a provider for medical services furnished to the cardholder unless the discount medical card program organization is an administrator licensed under IC 27-1-25 .
5. (5) Make misleading, deceptive, or fraudulent representations regarding the discount, range of discounts, or access to the range of discounts offered by the discount medical card program.
6. (6) List, market, promote, or advertise a physician licensed under IC 25-22.5 as a program provider without the express written consent of the physician.

As added by P.L.73-2006, SEC.3.