As used in this chapter, "debtor" means a person who:

1. (1) obtains credit under a credit agreement with a creditor;
2. (2) seeks a credit agreement with a creditor; or

3. (3) owes money to a creditor.

   [Pre-2002 Title 32 Recodification Citation: 32-2-1.5-3.]

As added by P.L.2-2002, SEC.79.